2022 End of Year Side Income Report

December 31, 2022

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It’s the last day of the year. And, has been since tradition since 2016, I’m posting my end-of-year income report.

Here are the other six:

Credit Card Rewards

Chase Freedom Unlimited → $190.34
Chase Freedom Flex → $72.45
Chase Freedom → $358.07
US Bank Cash+ → $130.75
Capital One Quicksilver → $25.86
Citi Double Cash → $864.79
Total → $1642.26

No new cards this year, so my Citi Double Cash made the most this year.

Interest-Bearing Accounts

Arrived Homes → $3.90
Treasury Direct → $1.26
Robinhood Dividends → $133.75
Robinhood Option Premiums → $105.00
Robinhood Interest → $0.50
Robinhood Stock Lending → $2.94
WeBull → $2.68
Worthy Bonds → $3.19
Credit Union Interest → $121.43 + 2.48 + 2.48
Ally Interest → $484.47
Total → $864.08

Interest-Bearing means anything that I may receive a 1099-INT or 1099-DIV for. In other words - bank account interest and dividends.

My local credit union has been paying 6% interest on amounts up to $500 for several years now. Since my wife and I both have accounts, we’re getting that 6% interest on $1,000 - meaning we earn at least sixty dollars together. Coupled with other incentives, that pushed us to the eighty-six we did earn.

The Ally high-interest account has claimed back up to 3.3% - nice, but not so nice when paired with the inflation we’ve been having.

Worthy Bonds does pay a decent 5%, but they’re “junk bonds” (although they are secured) and there’s not an unlimited supply of them. They did send out a concerning email a few months ago

Print-On-Demand Sites

Merch by Amazon → $908.80
Redbubble → $102.73
TeePublic → $78.75
Noun Project → $10.01
Total → $1,100.29

Merch by Amazon is my money maker here earning almost a grand. Combined with my Redbubble and TeePublic I’ve made over a grand.

A also got ten bucks from the Noun Project for my crappy icons.

Blogging

Amazon Associates → $468.63
Paid Guest Post → $97.01
Paid Back Link → $19.40
Google AdSense → $781.76
Total → $1,366.80

My blog is finally making some money.

My Amazon Associates account is still making decent money thanks to this Dorco post I made over two years ago.

Google AdSense makes about $50 a month - and with the payout threshold at $100, I get paid about every other month.

Cryptocurrency Earnings

BlockFi → $68.54
Coinbase → $88.05
Total → $154.59

Should I even include BlockFi in this report with their bankruptcy and the collapse of FTX? Even if I never see it, I “earned” $68.54. Depending on how the bankruptcy proceedings go, I might be able to write some off on my 2023 taxes. Until then, I’ll claim that small biut.

Coinbase is split between staking and earning. Although, with the staking, it certainly is a case of “not your keys, not your coins.” Coinbase is publicly traded, so I hope there’s more scrutiny there.

Coinbase Earn → $69.64
Coinbase Interest → $18.41

Miscellaneous

Vitality → $225.00
Equifax Breach Settlement → $5.21
Plaid Settlement → $35.97
Greater Goods Survey → $27.82
Clinical Study → $2,210.00
Receipt Hog → $80.00
Mechanical Turk → $35.17
Total → $2,619.17

The “Greater Goods Survey” was reimbursement for purchasing an AccuCheck Digital Body Weight Scale and responding to a survey. It did not require leaving a review on Amazon.

Vitality is reimbursement for gym membership fees from my wife’s health care plan.